Your business,spending online

Global banking, virtual cards, collections, payouts and stablecoins for businesses in the Global South.

See what it does
MBOKA
Software•••• 9982
MBOKA
Team trips•••• 1120
MBOKA
Marketing Ads•••• 4471
✓Card issued in 4 seconds
Live in 20+ countries
KES
NGN
UGX
GHS
TZS
ZAR
EGP
USD
GBP
EUR
Live in 20+ countries
KES
NGN
UGX
GHS
TZS
ZAR
EGP
USD
GBP
EUR

Everything your finance team runs on.

01 · Global banking

A real local bank account in every market you trade with.

Local bank accounts in 18+ currencies, each in your business name with its own account details.

Get paid like a localNo wire fees, no week-long waits.
Hold and convertConvert at live rates when you choose.
Statements on demandStatements and proof of funds, ready to download.
Kenya shilling accountLocal bank · Nairobi
KES
Account nameACME TRADING LTD
Account number0100 •••• 4471
Bank code01•
Branch code0••
SWIFT / BIC••••KENA
US dollar accountUS partner bank
USD
Account nameACME TRADING LTD
Account number•••• 9982
ACH routing026•••••9
SWIFT / BIC••••US33
+16 more currencies
02 · Virtual cards

USD cards that pay for everything your business buys online.

Ads, SaaS and suppliersMeta, Google, AWS and overseas suppliers.
A card per team or vendorAs many cards as you need, in seconds.
Limits you controlMonthly or per-purchase, per card.
Freeze in one tapStop any card instantly.
MBOKA
Marketing Ads•••• 4471
Monthly limit$1,240 / $2,000
Meta Ads−$420.00
Google Workspace−$72.00
AWS−$180.40
Online purchases
Freeze card
03 · Payments

Collect from anyone. Pay anyone. One person or five hundred.

CollectionsM-Pesa, bank, card or stablecoins.
Amani TradersM-Pesa
+ KES 84,000
Brightline LLCACH
+ $2,400.00
Kola FoodsBank transfer
+ ₦1,250,000
Zuri ExportsStablecoins · USDT
+ 5,000 USDT
PayoutsMobile money and banks in 20+ countries.
USD
128,650 KES1 USD = 128.65 KES · Fee 0.20%
Indicative rate — not a guaranteed quote. Final rate is locked at checkout.
Bulk payoutsOne file. A whole payroll, paid.
CSV
october-payroll.csv250 recipients · 6 countries
248 paid2 pending
+245
04 · Stablecoins

Hold, send and receive USDT and USDC.

Keep dollars on-chain. Cash out to any local account in seconds.

USDTTron · Ethereum · Stellar
9,402.55
USDCBase · Solana · Stellar
24,180.00
ReceiveSendCash out to KESBuy with USD
05 · Reports & invoices

Send invoices. See every dollar.

Branded invoices, paid in any currency. Reports your accountant will like.

INV-0142
Billed toBrightline LLC
Retainer$3,600
Hosting$1,200
Total$4,800
PAID
Monthly volume
$182k+12%
AprOct
06 · API

Easy to integrate.

One API call per capability. Webhooks for every status change.

payouts.sh
POST /v1/payouts { "amount": 1000, "currency": "KES", "rail": "mpesa", "to": "+254 7•• ••• 412" } → 201 settled

Talk
to us.

Tell us how your business moves money. We’ll set up the right accounts.